:root {
    --blue: #0A4B8F;
    --blue-deep: #073662;
    --blue-light: #2f70b4;
    --orange: #CE722D;
    --ink: #1C2837;
    --paper: #F4F1EA;
    --white: #fff;
    --muted: #647184;
    --line: rgba(28, 40, 55, .13);
    --shell: min(1180px, calc(100vw - 48px));
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; }
body { margin: 0; color: var(--ink); background: #fff; font-family: "Avenir Next", "Segoe UI", Arial, sans-serif; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
.shell { width: var(--shell); margin-inline: auto; }
.section { padding: 112px 0; }

.site-header { position: absolute; z-index: 10; top: 0; left: 0; width: 100%; border-bottom: 1px solid rgba(255,255,255,.22); color: white; }
.header-inner { min-height: 92px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.public-brand, .footer-brand { display: flex; align-items: center; gap: 14px; }
.public-brand img, .footer-brand img { width: 79px; height: auto; filter: brightness(0) invert(1); }
.public-brand span, .footer-brand span { display: grid; text-transform: uppercase; letter-spacing: .055em; line-height: 1.15; }
.public-brand strong, .footer-brand strong { font: 600 13px "Manrope", sans-serif; }
.public-brand small, .footer-brand small { font-size: 11px; margin-top: 4px; letter-spacing: .15em; }
.site-nav { display: flex; align-items: center; gap: 30px; font-size: 14px; font-weight: 600; }
.site-nav > a:not(.nav-portal) { position: relative; padding: 35px 0; }
.site-nav > a:not(.nav-portal)::after { content: ""; position: absolute; left: 0; right: 100%; bottom: 26px; height: 2px; background: var(--orange); transition: right .25s ease; }
.site-nav > a:hover::after { right: 0; }
.nav-portal { padding: 12px 20px; border: 1px solid rgba(255,255,255,.55); border-radius: 2px; transition: .2s ease; }
.nav-portal:hover { color: var(--blue); background: white; }
.nav-toggle { display: none; }

.hero { min-height: 820px; height: min(92vh, 920px); position: relative; color: white; display: flex; align-items: center; overflow: hidden; }
.hero-image { position: absolute; inset: 0; background: url("images/hero-building.jpg") center 48% / cover; transform: scale(1.015); }
.hero-shade { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(3,32,59,.91) 0%, rgba(4,48,86,.75) 44%, rgba(5,39,68,.16) 77%), linear-gradient(0deg, rgba(3,28,48,.5), transparent 42%); }
.hero-credit { z-index: 2; left: auto; right: 18px; }
.hero-content { position: relative; padding-top: 90px; }
.eyebrow, .section-kicker { margin: 0 0 20px; color: var(--blue); font-size: 12px; font-weight: 700; letter-spacing: .19em; text-transform: uppercase; }
.eyebrow { color: white; display: flex; align-items: center; gap: 12px; }
.eyebrow span { width: 34px; height: 2px; background: var(--orange); }
h1, h2, h3 { font-family: "Manrope", sans-serif; }
h1 { margin: 0; max-width: 850px; font-size: clamp(54px, 7.3vw, 100px); line-height: .99; letter-spacing: -.055em; font-weight: 600; }
h1 em { color: #dbeaff; font-style: normal; }
.hero-copy { max-width: 660px; margin: 30px 0 36px; font-size: 19px; line-height: 1.65; color: rgba(255,255,255,.86); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.button { min-height: 54px; padding: 0 26px; display: inline-flex; align-items: center; justify-content: center; border-radius: 2px; font-size: 14px; font-weight: 700; transition: transform .2s ease, background .2s ease, color .2s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { background: var(--orange); color: white; }
.button-primary:hover { background: #b85f22; }
.button-ghost { border: 1px solid rgba(255,255,255,.55); color: white; }
.button-ghost:hover { background: white; color: var(--blue); }
.hero-facts { position: absolute; top: calc(100% + 94px); left: 0; display: flex; gap: 46px; color: rgba(255,255,255,.82); font-size: 13px; }
.hero-facts span { display: flex; align-items: center; gap: 10px; }
.hero-facts b { color: #f0a166; font: 600 11px "Manrope", sans-serif; }

.intro { background: var(--paper); }
.intro-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 110px; align-items: start; }
h2 { margin: 0; font-size: clamp(38px, 5vw, 62px); line-height: 1.08; letter-spacing: -.045em; font-weight: 600; }
h2 span { color: var(--blue); }
.intro-copy { border-left: 1px solid rgba(10,75,143,.24); padding-left: 48px; }
.intro-copy p { margin: 0 0 18px; color: #536172; font-size: 17px; line-height: 1.75; }

.services { background: white; }
.section-heading { display: grid; grid-template-columns: 1.25fr .75fr; align-items: end; gap: 80px; margin-bottom: 60px; }
.section-heading > p { margin: 0 0 5px; color: var(--muted); line-height: 1.7; font-size: 16px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); border: 1px solid var(--line); }
.service-card { position: relative; padding: 45px 38px 42px; min-height: 590px; border-right: 1px solid var(--line); transition: transform .25s ease, box-shadow .25s ease; }
.service-card:last-child { border-right: 0; }
.service-card:hover { z-index: 1; transform: translateY(-6px); box-shadow: 0 24px 60px rgba(19,49,78,.13); background: white; }
.service-card.featured { background: #f7faff; }
.service-number { position: absolute; right: 24px; top: 21px; color: rgba(10,75,143,.16); font: 700 42px "Manrope", sans-serif; }
.service-icon { width: 62px; height: 62px; display: grid; place-items: center; margin-bottom: 45px; color: var(--blue); background: rgba(10,75,143,.08); }
.service-icon svg { width: 37px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.service-card h3 { min-height: 62px; margin: 0 0 16px; font-size: 24px; line-height: 1.22; letter-spacing: -.025em; }
.service-lead { min-height: 48px; color: var(--blue) !important; font-weight: 700; }
.service-card p { color: var(--muted); line-height: 1.65; }
.service-card ul { margin: 24px 0 0; padding: 23px 0 0; list-style: none; border-top: 1px solid var(--line); }
.service-card li { position: relative; margin: 11px 0; padding-left: 18px; color: #465466; font-size: 14px; line-height: 1.45; }
.service-card li::before { content: ""; position: absolute; left: 0; top: .55em; width: 6px; height: 6px; border-radius: 50%; background: var(--orange); }
.service-standards { margin-top: 46px; padding: 42px; background: var(--blue-deep); color: white; }
.service-standards-heading { display: grid; grid-template-columns: 1.15fr .85fr; gap: 70px; align-items: end; margin-bottom: 30px; }
.service-standards-heading .section-kicker { margin-bottom: 12px; color: #9fc7ee; }
.service-standards-heading h3 { max-width: 660px; margin: 0; font-size: clamp(28px, 3vw, 40px); line-height: 1.16; letter-spacing: -.035em; }
.service-standards-heading > p { margin: 0 0 3px; color: rgba(255,255,255,.68); font-size: 15px; line-height: 1.65; }
.service-benefits { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.service-benefits article { min-height: 168px; padding: 27px 28px; display: grid; grid-template-columns: 76px 1fr; gap: 22px; align-items: start; background: white; color: var(--ink); }
.benefit-badge { width: 76px; min-height: 46px; padding: 0 8px; display: grid; place-items: center; color: var(--orange); background: #fff3e9; font: 700 11px "Manrope", sans-serif; letter-spacing: .08em; text-align: center; text-transform: uppercase; }
.service-benefits h4 { margin: 1px 0 9px; color: var(--blue-deep); font: 600 19px/1.3 "Manrope", sans-serif; }
.service-benefits p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.65; }

.region { display: grid; grid-template-columns: 1fr 1fr; padding: 0; background: var(--blue); color: white; }
.region-photo { position: relative; min-height: 680px; overflow: hidden; }
.region-photo img { width: 100%; height: 100%; object-fit: cover; }
.photo-credit { position: absolute; left: 18px; bottom: 14px; padding: 5px 8px; background: rgba(0,0,0,.5); color: rgba(255,255,255,.85); font-size: 10px; }
.region-content { max-width: 670px; padding: 100px 8vw 94px; }
.region-content .section-kicker { color: #9fc7ee; }
.region-content > p:not(.section-kicker) { color: rgba(255,255,255,.77); line-height: 1.7; font-size: 17px; }
.location-list { margin: 44px 0 32px; border-top: 1px solid rgba(255,255,255,.23); }
.location-list div { display: grid; grid-template-columns: 76px 1fr; align-items: center; padding: 20px 0; border-bottom: 1px solid rgba(255,255,255,.23); }
.location-list span { color: #f2a66e; font-size: 12px; font-weight: 700; letter-spacing: .13em; }
.location-list strong { font: 600 17px "Manrope", sans-serif; }
.region-note { font-size: 13px !important; }

.team { background: var(--paper); }
.team-grid { display: grid; grid-template-columns: 1.12fr .88fr; gap: 100px; align-items: center; }
.team-copy > p:not(.section-kicker) { max-width: 670px; margin: 28px 0; color: var(--muted); font-size: 17px; line-height: 1.75; }
blockquote { margin: 32px 0 0; padding-left: 28px; border-left: 3px solid var(--orange); color: var(--blue-deep); font: 500 18px/1.6 "Manrope", sans-serif; }
.team-card { min-height: 440px; padding: 46px; display: flex; flex-direction: column; justify-content: space-between; background: var(--ink); color: white; }
.portrait-mark { position: relative; width: 190px; height: 190px; display: grid; place-items: center; border-radius: 50%; background: linear-gradient(145deg, var(--blue-light), var(--blue-deep)); overflow: hidden; }
.portrait-mark::before, .portrait-mark::after { content: ""; position: absolute; border: 1px solid rgba(255,255,255,.15); border-radius: 50%; }
.portrait-mark::before { inset: 19px; }
.portrait-mark::after { inset: 39px; }
.portrait-mark span { position: relative; z-index: 1; font: 600 46px "Manrope", sans-serif; letter-spacing: -.05em; }
.team-card p { margin: 0 0 8px; color: #f2a66e; font-size: 11px; font-weight: 700; letter-spacing: .17em; text-transform: uppercase; }
.team-card h3 { margin: 0 0 7px; font-size: 30px; }
.team-card > div:last-child > span { color: rgba(255,255,255,.64); }

.faq { background: white; }
.faq-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 100px; align-items: start; }
.faq-heading { position: sticky; top: 120px; }
.faq-heading h2 { font-size: clamp(36px, 4.3vw, 54px); }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { position: relative; padding: 27px 48px 27px 0; cursor: pointer; list-style: none; color: var(--blue-deep); font: 600 18px/1.45 "Manrope", sans-serif; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 8px; top: 22px; color: var(--orange); font: 400 28px/1 "Manrope", sans-serif; }
.faq-list details[open] summary::after { content: "–"; }
.faq-list p { margin: -5px 48px 27px 0; color: var(--muted); font-size: 16px; line-height: 1.7; }
.faq-list p + p { margin-top: -12px; }
.faq-list p a { color: var(--blue); text-decoration: underline; text-underline-offset: 3px; }

.contact { padding: 90px 0; background: white; }
.contact-panel { padding: 68px 72px; display: grid; grid-template-columns: .82fr 1.18fr; gap: 78px; align-items: start; color: white; background: var(--blue-deep); }
.section-kicker.light { color: #9fc7ee; }
.contact-panel h2 { font-size: clamp(36px, 4.4vw, 58px); }
.contact-copy > p:not(.section-kicker) { margin: 28px 0 18px; color: rgba(255,255,255,.75); line-height: 1.7; }
.contact-copy > span { color: #9fc7ee; font-size: 13px; line-height: 1.5; }
.button-light { background: white; color: var(--blue); }
.contact-form { position: relative; display: grid; gap: 18px; }
.form-row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.contact-form label { display: grid; gap: 7px; color: rgba(255,255,255,.8); font-size: 12px; font-weight: 700; letter-spacing: .04em; }
.contact-form label small { color: rgba(255,255,255,.48); font-weight: 500; }
.contact-form input,
.contact-form select,
.contact-form textarea { width: 100%; min-width: 0; padding: 13px 14px; color: var(--ink); background: white; border: 1px solid rgba(255,255,255,.3); border-radius: 2px; font: inherit; outline: none; }
.contact-form textarea { resize: vertical; }
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus { border-color: #83b4e2; box-shadow: 0 0 0 3px rgba(131,180,226,.24); }
.privacy-field { grid-template-columns: 20px 1fr !important; align-items: start; gap: 10px !important; font-weight: 500 !important; letter-spacing: 0 !important; line-height: 1.45; }
.privacy-field input { width: 18px; height: 18px; margin: 1px 0 0; padding: 0; accent-color: var(--orange); }
.privacy-field a { color: white; text-decoration: underline; text-underline-offset: 3px; }
.contact-honeypot { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.form-submit { display: flex; align-items: center; gap: 18px; }
.form-submit button[disabled] { cursor: wait; opacity: .65; }
.form-status { margin: 0; color: rgba(255,255,255,.78); font-size: 13px; line-height: 1.45; }
.form-status.is-success { color: #b9efcf; }
.form-status.is-error { color: #ffd1b0; }

.site-footer { color: white; background: var(--ink); }
.footer-main { min-height: 220px; display: grid; grid-template-columns: 1fr 1fr auto; gap: 80px; align-items: center; }
.footer-main > p { max-width: 390px; color: rgba(255,255,255,.58); line-height: 1.65; }
.footer-main nav { display: grid; gap: 13px; font-size: 14px; }
.footer-main nav a:hover { color: #f2a66e; }
.footer-main nav .footer-withdrawal { margin: 2px 0; padding: 9px 12px; color: white; background: var(--orange); border-radius: 2px; font-weight: 700; }
.footer-main nav .footer-withdrawal:hover { color: white; background: #b85f22; }
.footer-bottom { min-height: 72px; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; align-items: center; color: rgba(255,255,255,.45); font-size: 11px; letter-spacing: .04em; text-transform: uppercase; }

.legal-page { min-height: 100vh; background: var(--paper); }
.legal-page .site-header { position: relative; color: var(--ink); background: white; border-bottom-color: var(--line); }
.legal-page .public-brand img { filter: none; }
.legal-page .site-nav > a:not(.nav-portal) { padding-block: 35px; }
.legal-page .nav-portal { color: var(--blue); border-color: rgba(10,75,143,.35); }
.legal-page .nav-portal:hover { color: white; background: var(--blue); }
.legal-main { padding: 88px 0 112px; }
.legal-hero { max-width: 830px; margin-bottom: 58px; }
.legal-hero h1 { color: var(--ink); font-size: clamp(46px, 7vw, 78px); }
.legal-hero > p:last-child { margin: 24px 0 0; color: var(--muted); font-size: 17px; line-height: 1.7; }
.demo-notice { margin-bottom: 44px; padding: 18px 20px; color: #743f17; background: #fff0e5; border-left: 4px solid var(--orange); line-height: 1.55; }
.legal-content { max-width: 900px; display: grid; gap: 18px; }
.legal-section { padding: 30px 34px; background: white; border: 1px solid var(--line); }
.legal-section h2 { margin-bottom: 17px; color: var(--blue); font-size: 24px; letter-spacing: -.025em; }
.legal-section h3 { margin: 24px 0 10px; font-size: 17px; }
.legal-section p, .legal-section li, .legal-section address { color: #536172; font-size: 15px; line-height: 1.7; }
.legal-section p:last-child { margin-bottom: 0; }
.legal-section address { font-style: normal; }
.legal-section ul { margin: 10px 0 0; padding-left: 21px; }
.legal-section a { color: var(--blue); text-decoration: underline; text-underline-offset: 3px; }
.placeholder { padding: 2px 6px; color: #743f17; background: #fff0e5; border-radius: 2px; }
.legal-updated { margin-top: 30px; color: var(--muted); font-size: 13px; }

.withdrawal-hero { max-width: 940px; }
.withdrawal-layout { display: grid; grid-template-columns: .78fr 1.22fr; gap: 28px; align-items: start; }
.withdrawal-info { height: fit-content; }
.withdrawal-info ol { margin: 0 0 22px; padding-left: 22px; }
.withdrawal-panel { padding: 38px 40px; color: white; background: var(--blue-deep); }
.withdrawal-panel h2 { margin: 0 0 17px; font-size: 28px; letter-spacing: -.025em; }
.withdrawal-statement { margin: 0 0 27px; padding: 16px 18px; color: white; background: rgba(255,255,255,.09); border-left: 3px solid var(--orange); line-height: 1.55; }
.withdrawal-form { display: grid; gap: 18px; }
.withdrawal-form label { display: grid; gap: 7px; color: rgba(255,255,255,.84); font-size: 13px; font-weight: 700; }
.withdrawal-form label small { color: rgba(255,255,255,.58); font-weight: 500; line-height: 1.45; }
.withdrawal-form input, .withdrawal-form textarea { width: 100%; min-width: 0; padding: 13px 14px; color: var(--ink); background: white; border: 1px solid rgba(255,255,255,.3); border-radius: 2px; font: inherit; outline: none; }
.withdrawal-form textarea { resize: vertical; }
.withdrawal-form input:focus, .withdrawal-form textarea:focus { border-color: #83b4e2; box-shadow: 0 0 0 3px rgba(131,180,226,.24); }
.withdrawal-privacy { margin: 0; color: rgba(255,255,255,.65); font-size: 12px; line-height: 1.55; }
.withdrawal-privacy a { color: white; text-decoration: underline; text-underline-offset: 3px; }

/* SEO landing pages */
.landing-page { background: white; }
.landing-page .site-header { position: relative; color: var(--ink); background: white; border-bottom-color: var(--line); }
.landing-page .public-brand img { filter: none; }
.landing-page .site-nav > a:not(.nav-portal) { padding-block: 35px; }
.landing-page .nav-portal { color: var(--blue); border-color: rgba(10,75,143,.35); }
.landing-page .nav-portal:hover { color: white; background: var(--blue); }
.landing-hero { padding: 94px 0 88px; background: var(--paper); overflow: hidden; }
.landing-hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 82px; align-items: center; }
.landing-hero h1 { max-width: 790px; color: var(--ink); font-size: clamp(48px, 6.5vw, 82px); }
.landing-hero h1 em { color: var(--blue); }
.landing-lead { max-width: 720px; margin: 28px 0 32px; color: #536172; font-size: 19px; line-height: 1.7; }
.landing-hero .button-ghost { color: var(--blue); border-color: rgba(10,75,143,.35); }
.landing-hero .button-ghost:hover { color: white; background: var(--blue); }
.landing-summary { padding: 38px; color: white; background: var(--blue-deep); box-shadow: 20px 20px 0 rgba(10,75,143,.09); }
.landing-summary > span { color: #9fc7ee; font-size: 11px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; }
.landing-summary h2 { margin: 13px 0 27px; font-size: 27px; line-height: 1.25; letter-spacing: -.025em; }
.landing-summary ul { margin: 0; padding: 0; list-style: none; }
.landing-summary li { position: relative; padding: 16px 0 16px 27px; border-top: 1px solid rgba(255,255,255,.17); color: rgba(255,255,255,.82); line-height: 1.5; }
.landing-summary li::before { content: "✓"; position: absolute; left: 0; color: #f2a66e; font-weight: 700; }
.landing-proof { background: white; border-bottom: 1px solid var(--line); }
.landing-proof-grid { min-height: 112px; display: grid; grid-template-columns: repeat(3, 1fr); align-items: stretch; }
.landing-proof article { padding: 28px 36px; display: flex; align-items: center; gap: 15px; border-right: 1px solid var(--line); }
.landing-proof article:first-child { padding-left: 0; }
.landing-proof article:last-child { border-right: 0; }
.landing-proof b { color: var(--orange); font: 600 13px "Manrope", sans-serif; }
.landing-proof span { color: #465466; font-size: 14px; line-height: 1.45; }
.landing-section-heading { max-width: 820px; margin-bottom: 52px; }
.landing-section-heading h2 { font-size: clamp(38px, 4.7vw, 58px); }
.landing-section-heading > p:last-child { max-width: 690px; margin: 22px 0 0; color: var(--muted); font-size: 17px; line-height: 1.7; }
.landing-card-grid { display: grid; grid-template-columns: repeat(3, 1fr); border: 1px solid var(--line); }
.landing-card { padding: 38px 34px; border-right: 1px solid var(--line); }
.landing-card:last-child { border-right: 0; }
.landing-card-number { color: var(--orange); font: 600 12px "Manrope", sans-serif; letter-spacing: .12em; }
.landing-card h3 { margin: 25px 0 14px; color: var(--blue-deep); font-size: 22px; line-height: 1.28; }
.landing-card p { margin: 0; color: var(--muted); font-size: 15px; line-height: 1.7; }
.landing-process { color: white; background: var(--blue); }
.landing-process .section-kicker { color: #b9d8f3; }
.landing-process .landing-section-heading > p:last-child { color: rgba(255,255,255,.74); }
.process-list { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid rgba(255,255,255,.25); }
.process-list article { padding: 34px 28px 0 0; }
.process-list b { width: 40px; height: 40px; display: grid; place-items: center; color: var(--blue-deep); background: white; border-radius: 50%; font: 700 13px "Manrope", sans-serif; }
.process-list h3 { margin: 22px 0 11px; font-size: 19px; }
.process-list p { margin: 0; color: rgba(255,255,255,.7); font-size: 14px; line-height: 1.65; }
.landing-faq { background: var(--paper); }
.landing-faq .faq-heading p:last-child { color: var(--muted); line-height: 1.7; }
.landing-contact-note { margin-top: 13px; color: rgba(255,255,255,.56); font-size: 12px; line-height: 1.55; }

@media (max-width: 980px) {
    .header-inner { position: relative; }
    .nav-toggle { width: 44px; height: 42px; padding: 9px; display: grid; align-content: center; gap: 5px; color: white; border: 1px solid rgba(255,255,255,.5); background: rgba(7,54,98,.2); }
    .nav-toggle span { display: block; width: 23px; height: 2px; background: currentColor; }
    .nav-toggle b { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }
    .site-nav { position: absolute; right: 0; top: 77px; width: min(300px, calc(100vw - 32px)); padding: 12px; display: none; align-items: stretch; flex-direction: column; gap: 2px; color: var(--ink); background: white; box-shadow: 0 20px 50px rgba(3,32,59,.2); }
    .site-nav.is-open { display: flex; }
    .site-nav > a:not(.nav-portal) { padding: 13px 14px; }
    .site-nav > a:not(.nav-portal)::after { display: none; }
    .nav-portal { margin-top: 5px; color: white; text-align: center; background: var(--blue); border-color: var(--blue); }
    .intro-grid, .section-heading, .team-grid, .faq-grid { grid-template-columns: 1fr; gap: 42px; }
    .withdrawal-layout { grid-template-columns: 1fr; }
    .faq-heading { position: static; }
    .intro-copy { padding-left: 0; border-left: 0; }
    .service-grid { grid-template-columns: 1fr; }
    .service-standards { padding: 36px; }
    .service-standards-heading { grid-template-columns: 1fr; gap: 18px; }
    .service-benefits { grid-template-columns: 1fr; }
    .service-card { min-height: 0; border-right: 0; border-bottom: 1px solid var(--line); }
    .service-card:last-child { border-bottom: 0; }
    .region { grid-template-columns: 1fr; }
    .region-photo { min-height: 480px; }
    .region-content { max-width: none; padding-inline: max(24px, 7vw); }
    .contact-panel { grid-template-columns: 1fr; gap: 32px; padding: 54px; }
    .footer-main { grid-template-columns: 1fr 1fr; gap: 35px; padding-block: 50px; }
    .footer-main nav { grid-column: 1 / -1; grid-template-columns: repeat(3, auto); justify-content: start; gap: 28px; }
    .legal-page .nav-toggle { color: var(--blue); border-color: rgba(10,75,143,.35); background: white; }
    .landing-page .nav-toggle { color: var(--blue); border-color: rgba(10,75,143,.35); background: white; }
    .landing-hero-grid { grid-template-columns: 1fr; gap: 46px; }
    .landing-card-grid { grid-template-columns: 1fr; }
    .landing-card { border-right: 0; border-bottom: 1px solid var(--line); }
    .landing-card:last-child { border-bottom: 0; }
    .process-list { grid-template-columns: repeat(2, 1fr); gap: 36px 24px; }
}

@media (max-width: 640px) {
    :root { --shell: calc(100vw - 32px); }
    .section { padding: 76px 0; }
    .header-inner { min-height: 78px; }
    .public-brand img { width: 60px; }
    .public-brand strong { font-size: 10px; }
    .public-brand small { font-size: 9px; }
    .nav-portal { padding: 10px 13px; font-size: 12px; }
    .hero { min-height: 760px; height: 100svh; }
    .hero-content { padding-top: 75px; }
    h1 { font-size: clamp(46px, 14.5vw, 70px); }
    .hero-copy { font-size: 16px; }
    .hero-facts { top: calc(100% + 68px); width: 100%; display: grid; gap: 10px; }
    h2 { font-size: 38px; }
    .section-heading { margin-bottom: 38px; }
    .service-card { padding: 38px 27px; }
    .service-card h3, .service-lead { min-height: 0; }
    .service-standards { margin-top: 28px; padding: 26px 18px 18px; }
    .service-standards-heading { padding-inline: 4px; }
    .service-standards-heading h3 { font-size: 29px; }
    .service-benefits article { min-height: 0; padding: 23px 20px; grid-template-columns: 62px 1fr; gap: 16px; }
    .benefit-badge { width: 62px; min-height: 42px; font-size: 10px; }
    .region-photo { min-height: 350px; }
    .region-content { padding-block: 72px; }
    .team-card { min-height: 390px; padding: 32px; }
    .portrait-mark { width: 160px; height: 160px; }
    .contact { padding: 24px 0; }
    .contact-panel { width: 100%; padding: 52px 24px; }
    .form-row { grid-template-columns: 1fr; }
    .form-submit { align-items: flex-start; flex-direction: column; }
    .footer-main { grid-template-columns: 1fr; }
    .footer-main nav { grid-column: auto; grid-template-columns: 1fr; }
    .legal-main { padding: 62px 0 80px; }
    .legal-section { padding: 25px 22px; }
    .withdrawal-panel { padding: 30px 22px; }
    .footer-bottom { padding-block: 22px; flex-direction: column; align-items: flex-start; gap: 8px; }
    .landing-hero { padding: 64px 0 68px; }
    .landing-hero h1 { font-size: clamp(43px, 13vw, 62px); }
    .landing-lead { font-size: 16px; }
    .landing-summary { padding: 29px 24px; box-shadow: 10px 10px 0 rgba(10,75,143,.09); }
    .landing-proof-grid { grid-template-columns: 1fr; padding-block: 10px; }
    .landing-proof article, .landing-proof article:first-child { padding: 18px 0; border-right: 0; border-bottom: 1px solid var(--line); }
    .landing-proof article:last-child { border-bottom: 0; }
    .landing-card { padding: 32px 25px; }
    .process-list { grid-template-columns: 1fr; gap: 0; }
    .process-list article { padding: 27px 0; border-top: 1px solid rgba(255,255,255,.2); }
    .process-list article:first-child { border-top: 0; }
}

@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { transition-duration: .01ms !important; }
}